— Mobile

Messenger adds Venmo-like QR codes for person-to-person payments in the U.S. – TechCrunch

This spring, Facebook confirmed it was testing Venmo-like QR codes for person-to-person payments inside its app in the U.S. Today, the company announced those codes are now launching publicly to all U.S. users, allowing anyone to send or request money through Facebook Pay — even if they’re not Facebook friends.

The QR codes work similarly to those found in other payment apps, like Venmo.

The feature can be found under the “Facebook Pay” section in Messenger’s settings, accessed by tapping on your profile icon at the top left of the screen. Here, you’ll be presented with your personalized QR code, which looks much like a regular QR code except that it features your profile icon in the middle.

Underneath, you’ll be shown your personal Facebook Pay UR, which is in the format of “https://m.me/pay/UserName.” This can also be copied and sent to other users when you’re requesting a payment.

Facebook notes that the codes will work between any U.S. Messenger users and won’t require a separate payment app or any sort of contact entry or upload process to get started.

Users who want to send and receive money in Messenger have to be at least 18 years old and have a Visa or Mastercard debit card, a PayPal account, or one of the supported prepaid cards government-issued cards to use the payments feature. They’ll also need to set their preferred currency to U.S. dollars in the app. After setup is complete, you can choose which payment method you want as your default and optionally protect payments behind a PIN code of your choosing.

The QR code is also available from the Facebook Pay section of the main Facebook app, in a carousel at the top of the screen. Facebook Pay first launched in November 2019 to establish a payment system that extends across the company’s apps for not just person-to-person payments but also other features, like donations, Stars, and e-commerce, among other things. Though the QR codes take cues from Venmo and others, the service today is not necessarily a rival to payment apps because Facebook partners with PayPal as one of the supported payment methods. However, although the payments experience is separate from Facebook’s cryptocurrency wallet, Novi, that’s something that could perhaps change in the future.

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